IMM CREDIT LINE

Ready guaranteed loan
by the National Credit Guarantee Fund for SMEs

  You need emergency cash for the current activity? Do you think that your access to such financing is restricted by lack of collateral securities or real estate?

You can access ready-guaranteed line of credit for SMEs, designed for working capital needs, including payments to suppliers, utilities, salaries, and to pay the debt, even the state budget. Also, the credit line can also be used to refinance loans for working capital needs.
Maximum amount of funding is 250,000 lei or the equivalent in euros, and the term of the grant is one year.

In addition, the award procedure takes into account one-stop-shop principle, everything can be solved directly to BT, with no way to FNGCIMM.

Meet the conditions?
 
- company must operate a minimum of 24 months and record operating profit;
- The turnover is increasing or if it is a negative evolution, lower turnover must not be less than 25% as per last balance sheet;
- you had no other loans outstanding and you are not banned from issuing bank checks;
- there were no changes in the shareholders / shareholder or manager of a company in the last 12 months;
- not active attachment on your record;
- overdue debts are not registered. It is possible to grant credits to offset budgetary debt, provided their full settlement of the loan and / or the company’s own funds borrowed.
- Your company is financially stable.

Here on home equity line of credit you will find all solutions and ideas for start a profitable business or to refinance your credit or a loan.